Long Island Workman's Compensation
In New York employers are required to carry worker’s compensation insurance, sometimes referred to as workman’s compensation insurance. This program protects employees by allowing employers to offer employees who are injured at work benefits such as medical benefits and wage replacement. In many cases workplace injuries occur due to a slip and fall accident while at work, being hit by flying debris in a construction accident, or in an auto accident that occurs while on the job. However, to be eligible for workers' compensation benefits it is not necessary that the injury was caused by a sudden accident. Some workplace injuries are caused by repeated physical motions such as a back injury from repeatedly lifting heavy boxes, or a respiratory condition from inhaling airborne chemicals over a period of time. As experienced Long Island workman’s compensation lawyers at the Law Offices of Stephen Bilkis & Associates, we know that employers do not always make it easy for deserving injured workers to receive the benefits to which they are entitled. If you were injured at work, we are here to help ensure that you receive the benefits you deserve as quickly as possible.New York workers' compensation law
Under New York’s workers’ compensation law, with very few exceptions, all employers are required to carry an insurance policy that will provide medical care and cash benefits to employees who are injured at work. Employees are entitled to such benefits as long as the injured occurred in the course of employment. It does not matter if the injury was the employer’s fault, a co-worker’s fault, or the fault of the injured victim. The purpose of this law is to make sure that injured workers have needed medical care as well as income while they are recovering. The purpose is also to protect employers from excessive liability from personal injury lawsuits filed by injured workers.
Workplace accidents are common. While many accidents occur at dangerous workplaces such as construction sites, factories, and railroads, workplace accidents can happen at any workplace. Some of the most common types of accidents are falls, vehicle accidents, accidents caused by faulty equipment, and accidents related to dangerous chemicals. Workplace violence is also a common cause of workplace injuries.Filling a claim for a workplace accident
If you are injured at work, the accident is likely covered by workers’ compensation insurance. This means that you are entitled to medical care for treatment of the injury. You are also entitled to a cash benefit. The cash benefit is based on your average weekly earnings as well as the extent of your disability. There is a cap on the total amount you can receive as a weekly cash benefit.
In order to start receiving workers’ compensation benefits, you must immediately inform your company of your injury, you must seek medical treatment from an approved provider, and you must follow the claim process prescribed by your company. Failure to follow the rules for filing a claim and adhering to deadlines may result in a denial of benefits or a delay. It is not unusual for an employer or the workers’ compensation insurance provider to deny benefits. There is an appeals process. The best way to ensure that you receive the benefits to which you are entitled as quickly as possible is to contact an experienced workman’s compensation attorney in Long Island to help you through the claims process.
It is important to understand that just because your injury occurred at work does not mean that your only source of compensation is workers’ compensation. Depending on the circumstances surrounding your injury, you may indeed have the right to file a negligence claim against your employer or a third party such as an equipment manufacturer.Contact the Law Offices of Stephen Bilkis & Associates
Workers’ compensation law is complicated. Employers and insurance companies often do their best to avoid paying claims to deserving injured workers. It is therefore critical for you to contact an experienced workman’s compensation attorney serving Long Island who will review your case and determine a course of action that will give you the best possible result. The staff at the Law Offices of Stephen Bilkis & Associates has years of experience handling workplace injury cases and workers' compensation claims. Contact us at 1-800-NY-NY-LAW (1-800-696-9529) to schedule a free, no obligation consultation regarding your case. We represent clients in the following locations: the Bronx, Brooklyn, Long Island, Manhattan, Nassau County, Queens, Staten Island, Suffolk County and Westchester County.