Car accidents can cause severe and life-altering injuries. Even seemingly minor accidents may cause whiplash and other soft-tissue injuries that can cause a lifetime of pain, suffering and disability. In more serious accidents, victims may suffer burn injuries, spinal cord damage, broken bones, crushed or severed limbs and even death.
Naturally, if you're suffered such trauma, your immediate goals are to recuperate and seek compensation for your injuries. Let us help you obtain payment for your medical bills, secure insurance coverage for your future medical treatment, and help you avoid financial ruin because of lost wages. Stephen Bilkis & Associates will review all the options available to you and negotiate with insurance companies to ensure all you are fully compensated.
Important New York auto accident insurance information:
- Property Damage Liability Coverage
Following a car accident, you will most likely want to see compensation for any property damage to your vehicle. In most cases, insurance coverage is available to pay for property damage. New York law requires drivers to buy liability coverage, which will pay for property or bodily injury damage (up to a certain point) that the involved party is found legally responsible for.
- Bodily Injury Liability Coverage
A bodily injury claim comes about when you are hurt in an auto accident by means of another driver's negligence. As with property damage, liability coverage will pay for bodily injury damage that the involved party is found legally responsible for. This type of coverage compensates for medical expenses, lost income, pain and suffering and legal costs if the third party files a lawsuit against the policy holder.
- New York No-Fault Coverage
Basic losses as a result of a New York car accident are covered under the No-Fault Law. This type of coverage protects motorists and passengers alike so that individuals injured in a motor vehicle accident can get benefits regardless of fault.
If the driver or passenger of the vehicle suffers a serious injury as a result of a car defect or accident, it is necessary to file a personal injury claim and pursue legal action to recover the compensation to which he or she is entitled. The personal injury claim and lawsuit should be filed against the responsible parties for economic damages such as medical bills and non-economic damages including pain and suffering. Under New York State law, a serious injury can be defined as any of the following:
- Loss of limb(s)
- Disfigurement and scarring
- Bone fracture
- Loss of a fetus
- Permanent limitation of body organ or member use
- Permanent loss of body organ or member use
Stephen Bilkis & Associates also handles the following types of accident cases:
- Pedestrian Knockdowns
An impact caused by a moving vehicle can cause severe disfigurement, dismemberment or even death to an unsuspecting pedestrian. These types of cases are difficult to prosecute and must be handled by a lawyer who is aware of the specific traffic and vehicle laws in New York.
- Truck Accidents
Thousands of motorists are killed or seriously injured on our highways as a result of negligent truck operators and the companies they work for. If you have been injured in a truck accident you may be entitled to compensation for your injuries or property damage.
- Hit & Run Accidents
Hundreds of pedestrians and motorists are killed each year by hit and run accidents. By law, any person who operates a motor vehicle and is involved in an accident is required to stop, provide information to the owner of whatever property may have been damaged and render aid to anyone who was injured.
- Motorcycle Accidents
Any type of motorcycle accident is extremely dangerous for the individual's involved. In New York, there are specific laws that deal with motorcycle accidents. If you have been in a motorcycle accident, it is imperative that you seek guidance from an experienced accident attorney.
If you've suffered personal injuries or property damage in an accident of any kind, call Stephen Bilkis & Associates. We represent individuals who have been harmed by other drivers and are familiar with the special laws applying to New York drivers. We may be able to seek compensation for your injuries even if they were caused by a car defect, drunk driver, a hit-and-run driver or an underinsured motorist.
Stephen Bilkis & Associates are highly experienced personal injury lawyers. If you have been in a car accident, and are in need of an experienced New York Auto Accident lawyer, call us immediately at 800.696.9529 for a free consultation.